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Proof #1
http://www.tf2outpost.com/trade/18440067
http://www.tf2outpost.com/trade/18476853
Sold for Desert Marauder Haunted Ghosts (2.9buds) (No overpay applied) + 20 keys pure
http://imgur.com/AL68fq2,tPJs6S8,QG8q7DW (Thanks to Awesome McCoolName)
Total: ~3.9 buds
Proof #2
http://www.tf2outpost.com/trade/18276994
Traded Unusual Titanium Tyrolean Arcana + 10 refs + 17 keys pure for Unusual Antlers Miami Night (7.2 * 0.9 = ~6.5 buds)
Backpack of seller
http://backpack.tf/profiles/76561197960409283?time=1394179200 Before
http://backpack.tf/profiles/76561197960409283?time=1394265600 After
Backpack of buyer
http://backpack.tf/profiles/76561198068791410?time=1394092800 Before
http://backpack.tf/profiles/76561198068791410?time=1394259951 After
Total: ~5.6 buds
I still say there should be an overpay on my sale since it was offered on my marauder--making it 4.4 rather than 3.9
http://forums.backpack.tf/index.php?/topic/6033-new-unusual-price-suggestion-guide-the-cheat-sheet/
The issue of reverse overpay
If the suggestion is for an offered hat (where the person offering on another hat is technically expected to overpay), do not calculated overpay or reverse overpay. Take both hats at 100% of their original average value.
Since it was offered on your hat, no overpay or reverse overpay should be applied. Correct me if i'm wrong.